Everything over the last few years has just gotten crazy expensive. I'm only staying in Comifornia because two of my grandkids are still here. I think the middle class is just trying to keep a roof over there heads here in CA. There's no left over money for boating.
$1,400 month for Health insurance for wife and I (used to be $600)
$6K year Home and fire insurance (used to be $2,800)
$5.50 gallon gas
$600 month electricity
$250 month water (my friends tell me that's cheap)
$100 or more to take my wife to dinner
$62 year for CA fishing license
$22 to launch and fish on local lakes
I used to have larger boats because I fished the ocean. You'd burn through $300-400 in fuel going out for tuna. Now I just have my 16' Crestliner with a 40 hp and I love it. I can launch it on my own and there's pleanty of room for 2-3. AND, it's super cheap on fuel to fish our local lakes. I only go Mon-Fri and the lakes around here are pretty wide open with few boats. The weekend in San Diego is another story....
Its like that all over. I'm currently going through the task of trying to find a new homeowners policy, I've been dropped by four over the past four years. One won't insure me because I have a 'commercial' truck, (my F250 4x4 with a cap on it that tows my boats), another dropped me because I have trees in the back yard saying that they're an undo risk, another dropped me because they said my house is in need of 'renovation and updating'. Citing my roof is over 10 years old and my siding and windows haven't been replaced in the last 20 years.
The last one dropped me because they say my house looks neglected and that I need to remove shrubbery around the home and remove the rows of 'animal' cages in the back yard.
The 'animal' cages they refer to are my tomato cages, 18" round tubes that support my tomato plants, in a 20x10 patch of garden. It seems they're grasping at any excuse, and the only companies that'll insure me now want $8k a year to insure a house appraised at $80k.
My utilities are $450/mo, and being on a fixed income, I'm extremely careful about what I turn on.
Walmart here is worthless, they never have anything, fishing tackle or otherwise. Then they switched to the self checkout and things never ring up right, they scan higher than they were marked almost 100% of the time. The fishing tackle here is all crap, they have a few better rods and reels but noting really good, but their better stuff is double what I can buy it online for.
Not that I buy much tackle these days, I likely have everything I'll ever need and then some just from years of buying from estate sales and off CL. I just got a boat, 22 motors, and a crap load of tackle for free on Sat. (I made a separate post about it earlier).
The ramps here are still sort of empty, maybe 1/4 of the usual number of boat trailers there. None were out today at all. The older guys are suffering because SS doesn't cover their expenses these days. I was forced tor retire two years ago for health reasons and get only $800/mo and it'll never increase. The typical side hustle selling stuff on CL and FB is dead, the buyer went away two years ago. The only good thing I see is that there are a ton of really cheap boats out there to be had if you can afford to go get them or buy gas to run them.
I've cut way back on my time on the water too, as have most, at $3,83 gallon plus $30/gal for oil, its no longer a daily or even a weekly thing. My boat 16ft boat will use 12 gallons in a day on the river and my truck will burn another 10 getting there and back. Not counting the $300/mo in insurance on the truck. I'm lucky I've got a clean driving record, some are paying way more. Add in $200 oil changes and the truck is fast being left in the driveway more and more, as is the boat.