Now that I got a 50/35 Johnson jet on the back of my Tracker Sportsman 1648, I'm looking into boat insurance. My old 5hp Johson ran like a top, but I was never concerned with tearing a hole in the hull with it. I got a message into my local insurance agent that I deal with for our cars and travel trailer. It's State Farm FWIW. Anything I need to know/consider before I sign up for a boat policy? What can I expect it to run me?