Several years back my dad was headed to DeGray Lake in Arkansas before daylight (planning to meet me at the ramp). He was pulling a 395VS Ranger with a Johnson 225.
A drunk driver crossed the yellow line sideswiping him in the process and forcing him off the road. He went through the wall of a garage striking both vehicles in side and came to rest in the yard with the tandem axle trailer upside down on top of the truck and the boat upside down next to the truck.
All in all his truck was totaled, the boat was totaled, the trailer was totaled, one of the cars in the garage was totaled, but the motor was fine.
He settled with insurance, bought the boat and motor back from them, sold the boat (gel-coat was spider-webbed everywhere), bought a new truck, bought a new boat, painted the cowl on the old motor, put it on the new boat, and wound up about $3K to the good.
He's lucky he wasn't hurt, just like you are. But, in the end everything worked itself out.
When the state trooper showed up he said it was reported as an 18 wheeler wreck by a passerby that saw the tandem axle trailer in the air.